Painting and Decorating – Being Asked To Price An Insurance Job

What do you do if you get asked to price a job which is being paid for as part of an insurance claim? We asked members of the Decorators Forum to share their advice and experience

Waste of time in my experience. They just use you for a quote

Kevin Young

They can be ok. They generally give the funds to customer so you’re not waiting to get paid from them. If it’s someone I don’t know I charge for an insurance quote because there’s a lot of people who will just want the quote but have no intention of giving you the work. I just say it will be deducted from the job if I’m successful in getting it.

Scott Connelly

You do tend to get messed about a bit. Home owners are asked to get quotes for a pay out a lot of the time. I have had a couple of good ones

Mike Cupit

I’ve quoted about 10 in my time and never got 1. Waste of time in my opinion. Having said that, if someone asked me to go quote tomorrow for an insurance job, I can’t refuse it.

Chris Georgiou

I Always charge for insurance quotes as they tend to just want a quote to get money…did 5 last year and didn’t get one

Steve Weaver

Been stung a few times on insurance quotes. As above 👆don’t bother

Tez Clark

Stay away! they have set prices already for each task and they will not pay anything else, save your time and energy on jobs you know you can win👍

John Cummings

Charge high. I normally tell the client I’m charging high and putting £100 for them towards there excess so they push for you to get the job. Normally it’s the client who pays the insurance company, give them the money.

David Fortnam

I’ve just done one, I was asked to do an insurance quote and a private quote for the same customer (separate work in the house) I added on a lot on the insurance job to cover materials for private job doing customer a favor. When It came to payment, he tried saying I said he can keep the insurance quote money and that I would just charge him the same day rate throughout on the private job but for the whole job. Didn’t back down from that and he coughed up the money. But just be careful they do try it    

Kenny Carpenter

As everyone else has said, I’ve done a few quotes and never heard back from any of them. I think they send the quote off and do it themselves.

Gavin Sutcliffe

Do what David Fortnam says, that’s great advice. I do the same or even sometimes crank the price up and say I will do an extra room as well. The customer will get loads of quotes. Weeds out the cheap ones and just sends the insurance company the top three quotes

Alan Saddler

I charge 50 quid! Time wasters!!

Steven Markey

Go and get your own experience, I’ve done a few now and not charged and not been messed around. I was worried sick as I hear all the stories on here

Richard Irons

Check out our other articles

What is the Best Vinyl Matt Emulsion for walls, paint

What is the Best Vinyl Matt Emulsion for walls?

What is the Best Vinyl Matt Emulsion for walls? By Mike CupitI’ve been a decorator for the past 15 years and I’m a little bit of a geek when it comes to product. To state the obvious, trade paint is of better quality than retail, so you should always look for the word...
Best Emulsion for a Kitchen or Bathroom, paint

Best Emulsion for a Kitchen or Bathroom

Best Emulsion for a Kitchen or Bathroom By Mike CupitKitchen and bathroom paint needs to be more durable than a normal vinyl matt so it can stand up to the heat and condensation of its environment. I’m not going to talk about specific brands, but I’ll take you through...
Trade Durable Matt Emulsions, Crown Clean Extreme

Trade Durable Matt Emulsions

Trade Durable Matt Emulsions By Mike CupitDulux Trade Diamond Matt The shelf price for this gear is just over £70 for a 5L tin in a colour so it’s a bit on the pricey side. You can have it tinted into any one of Dulux’s extensive colour range and it is available from...
The Best Durable Matt Emulsion, matt emulsion

The Best Durable Matt Emulsion

The Best Durable Matt EmulsionThe Decorators Forum Facebook group is made up of over thirteen thousand professional decorators. Through asking their opinions and running polls, we know it is widely believed Crown Clean Extreme is the best trade durable matt emulsion...
Tikkurila Intact Waterbased Trim Paint Review with Ice Fusion brush

Tikkurila Intact Waterbased Trim Paint Review

Tikkurila Intact Waterbased Trim Paint Review By Wesley Knight   So, Let’s talk Intact. Got this today and after so much hype, I was itching to try it out. So, I thought I would hit my downstairs loo woodwork with it. Let me start by saying, it’s no scuff-x!...
Underpricing a Decorating Job

Underpricing a Decorating Job

Under-pricing a Decorating JobHelp.... So, I think I've massively under-priced a job.... Not been working for myself long and I really wanted this property to add to my portfolio. When I went to have a look there were no skirts etc on, doors where getting refurbished,...
wallpapering cock up

A Cock Up On A Wallpaper Job

Am I the Devil? By Andrew Mackey   I wallpapered a living room for a client today. It was a lovely Italian, medium weight, paste the wall random match, mid grey linen textured wallpaper. It said nothing on the label about being reverse hang. Started on the...
ProDec Ice Fusion Brush Review

The Future of the Decorating Industry

The Future of the Decorating IndustryProDec  asked members of the  Decorators Forum to give their visions on what the future has in store for the decorating industry. This is a sample of what they came back withHopefully, sometime in the near future someone chooses a...
Another Successful Day at the Abode Decorating Center, spraying makes sense

Top Tips for Airless Spraying

Top Tips for Airless Spraying ProDec asked members of the Decorators Forum to share their hints and tips when it comes to airless spraying. This is a sample of what they came back withWoah so many! Top 3 have to be; Always Practise on paper first to check the...
The Power of Communication and Opportunity

The Power of Communication and Opportunity

The Power of Communication and Opportunity By Mike Miller Here is the power of communication, relationships and advertising.   How ever you want to classify this scenario. I took my son to a Tampa Rays baseball game.  We’re sitting at a common row of seat that has a...